In these days of austerity as well as relative anxiety about taking on debt, lots of people balk about the idea of having a credit card to make acquisition of merchandise or maybe pay for a vacation, preferring, instead only to rely on the particular tried plus trusted way of making settlement – raw cash. However, if you have the cash on hand to make the purchase in whole, then, paradoxically, that is the best time for you to use the credit card for several causes.

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